Who can open :
- All NRIs individually / jointly (excluding Minors)
Balance to be maintained (QAB) :
- No stipulated minimum balance.
|Rate of Interest :|
- Rate of Interest is 3.5% p.a. for balance below Rs.50 lakhs and 4% for balance of Rs.50 lakhs and above with effect from 01.09.2017. ( on daily minimum balance)
- Free Monthly email statement (on request)
- Free 20 Cheque leaves per year
- Free DD through Net Banking.
- Free NEFT
- RTGS Normal Charges
- No minimum balance requirement
Terms & Conditions for Insurance Cover
- Personal Accident Insurance Cover of Rs. 5 Lakhs. for a fee of Rs. 100/- p.a.(free during the First year)
- Only First Account Holder will be covered in case of Joint Accounts
- Age Group covered 18 Yrs. to 70 Yrs.
- Services charges of Rs. 100/- p.a. will be debited on anniversary date of account opened every year from second year onwards.
- Debit card
- Mobile Recharge through SMS
- LIC Premium payment through internet & ATM
- Advance Tax Payment through ATM
- Fund Transfer through ATM & Mobile
- Mobile Banking
- Internet Banking
- Online opening and closing of FD and RD
- Any Branch Banking
- Insurance & Mutual Funds
- Missed Call facility
- E payment of Tax
- e – Passbook
- E- mandate
- Missed Call Facility